How Long Can I Be On Workers' Comp?

Getting hurt on the job can be a stressful and confusing experience. While recovering, navigating the intricacies of workers’ compensation (workers’ comp) can add another layer of worry. One of the most frequently asked questions is: How long can I be on workers’ comp in Indiana?

The answer, like in many legal matters, isn’t as simple as a single number. The duration of your workers’ comp benefits in Indiana depends on several factors, including:

Type of Disability:

Temporary Total Disability (TTD): If your injury prevents you from any work at all, you can receive TTD benefits for up to 500 weeks. This is the maximum duration for any type of workers’ comp benefit in Indiana.

Temporary Partial Disability (TPD): If you can perform some work, but your earnings are reduced due to your injury, you may qualify for TPD benefits. These benefits continue for a maximum of 300 weeks or until you reach maximum medical improvement (MMI).

Permanent Total Disability (PTD): If your injury leaves you permanently unable to work at any job, you may be eligible for PTD benefits. These continue for up to 500 weeks or until you reach age 70, whichever comes first.

Permanent Partial Disability (PPD): If your injury results in a permanent impairment, but you can still work, you may receive PPD benefits as a lump sum payment or installments. The amount of PPD is based on the nature and severity of your impairment.

Other Factors:

Reaching Maximum Medical Improvement (MMI): MMI is the point when your condition is unlikely to improve further with medical treatment. Reaching MMI can often trigger a change in your benefit type, so it’s important to be aware of its implications.

Age: For PTD benefits, reaching age 70 will terminate your benefits, even if you haven’t received the full 500 weeks.

Return to Work: If your doctor clears you to return to work, even with restrictions, your TTD or TPD benefits may stop.

Remember:

These are just general guidelines, and the specific details of your case may vary. It’s important to consult with an experienced Ball Eggleston workers’ comp attorney to understand your rights and entitlements.

Deadlines matter. Reporting your injury to your employer within 30 days and filing your claim with the Workers’ Compensation Board are crucial to receiving benefits.

Getting injured on the job shouldn’t leave you struggling financially and in the dark. By understanding your rights and resources, you can navigate the system and focus on healing and getting back on your feet.